Dental Insurance & Payment Options

a smiling little girl At the office of Laleh Vakili, DMD and Karen Kishiyama Lam, DDS, we understand that parents want the best dental care for their children — and that means care that’s not only high-quality but also easy to plan for financially. We understand that navigating dental insurance can feel overwhelming, which is why we make the process clear and straightforward for families.

Dental Insurance

We are proud to be in network with Delta Dental Premier, giving families with this coverage access to the highest level of benefits when visiting our office.

If your child is covered by a different dental insurance plan, we are happy to accept it on an out-of-network basis. We will submit claims on your behalf and help guide you through the reimbursement process. Please note that any portion not covered by your insurance will be your responsibility.

To ensure a smooth and efficient visit for your child, we kindly request that you provide complete insurance information at least 48 hours before your appointment. You can submit this easily online through our patient forms page. Completing your forms ahead of time allows us to:

  • Verify your child’s benefits before the visit
  • Provide accurate cost estimates for treatment
  • Minimize any delays on the day of the appointment

Without providing your insurance details in advance, your appointment may take longer, as we’ll need extra time to process paperwork and confirm your benefits.

As a courtesy, we bill your insurance company and manage claims on your behalf. Please remember:

  • Payment is due at the time of service
  • You are responsible for any fees not covered by insurance
  • Most insurance companies process claims within 4–6 weeks

Payment Options

We offer several ways to make paying for your child’s care simple and convenient:

  • Cash or Check – Always accepted
  • Credit Cards – Visa, MasterCard, Discover, or American Express

Frequently Asked Questions

Which insurance plans do you accept?

We are in network with Delta Dental Premier. If your child has dental insurance with another provider, we can still work with your plan as an out-of-network option and file claims on your behalf.

What does out-of-network coverage mean?

Out-of-network care means we are not contracted with your insurance provider, but you can still use your benefits here. Your insurance may cover part of the treatment, and any remaining balance is your responsibility.

Can my child be seen without dental insurance?

Absolutely! Dental insurance is not required to receive care. Many families choose to pay directly using cash, credit card, or CareCredit financing.

We are committed to making every aspect of your child’s dental experience — from scheduling to insurance to payment — as stress-free and transparent as possible. If you have any questions about insurance or payment, please don’t hesitate to contact our office. Our team is happy to assist you.